Construction

Contractors All Risks

Contractors All Risks: Three male contractors wallking and discussing things together.

We have substantial experience arranging insurance for all kinds of contractors, from builders, bricklayers and engineers to electricians, tilers and plumbers.

This type of cover is to offer protection against the loss or damage to the works being undertaken on a working site, from commencement to practical completion.

Whether you are self-employed or part of a company, your clients rely on your services and expertise. Therefore, it is imperative to have an effective insurance policy that exactly fits your business, preparing you for the unforeseen.

All of our insurance packages are flexible to each business, as we are able to quickly determine individual requirements. We then work with leading insurers to deliver precise insurance solutions that meet your needs.

Our cover includes site office and contents, development models, show houses and contents, landscaping, paving, roads, signage, underground services and so forth.

Public Liability

  • £5m Primary Indemnity available higher limits on request
  • Financial Loss cover available
  • Wide Products Liability cover available, excluding defective part
  • Cover includes continuing plant hire charges under CPA conditions

Employers Liability

  • Wide definition of employees
  • Including Court attendance compensation
  • Including Health and Safety defence costs
  • Including Manslaughter Defence costs

Other Classes of Business

We are able to place the entire Insurance portfolio for Builders including the following classes of cover:

  • Employers' Liability, Public Liability, Financial Loss, Contractors All Risks
  • Environmental Impairment and Remediation (Brownfield Sites)
  • Defective Title Indemnities
  • Restrictive Covenant Indemnities
  • Performance Bonds (including S38, S104 and S106 Bonds)
  • Professional Indemnity Insurance
  • Directors' and Officers' Liability Insurance
  • Motor Fleet Insurance
  • Office Insurance
  • Property Insurance
  • Building Warranty

Contractors All Risks News Articles:

Brexit's impending impact on the UK's construction sector

The UK construction sector is heavily dependent on the EU for everything from labour supply to funding.


The distinction between Buildings Declared Value and Sum Insured

The Buildings Sum Insured shown on some policy schedules and certificates can result in confusion for policyholders regarding the level of cover they have purchased.