The Independent
Insurance Broker.

ABI Statement on Business Insurance

"Irrespective of whether or not the Government orders closure of a business, the vast majority of firms won't have purchased cover that will enable them to claim on their insurance to compensate for their business being closed by Coronavirus."

"Standard business interruption cover - the type the majority of businesses purchase - does not include forced closure by authorities as it is intended to respond to physical damage at the property which results in the business being unable to continue to trade."

"A small minority of typically larger firms might have purchased an extension to their cover for closure due to any infectious disease. In this instance an enforced closure could help them make the claim, but this will depend on the precise nature of the cover they have purchased so they should check with their insurer or the broker to see if they are covered."

An independent insurance broker offering insurance services to commercial and private clients and business protection solutions. 

Located in Hertfordshire, near to the City of London, we have been trading for over 30 years and are renowned for delivering a professional, personal service to all of our clients and building long-term relationships.

We specialise in providing Commercial, Private and Construction Insurance, as well as a variety of Business Protection products, helping to safeguard your business and personal assets.


We provide accurate insurance solutions for businesses of all types and size.

Private Clients

Over 25 years’ experience providing insurance for high net worth individuals.


Commercial liability insurance to protect businesses from a number of risks.

About Daines Kapp Insurance Brokers

Thanks for your prompt response. I have to say you are absolutely brilliant. Thank you so much!  

Pamela Chowdhary

I just wanted to say thank you so much for sorting out the insurance for the damaged Mac, my daughter is now back on track and has no excuse to not do her homework!  

Natasha Eddy


Comprehensive insurance cover for a specialist industry considered high-risk.