Commercial Liability

Directors' & Officers' Liability Insurance

Directors & Officers Liability Insurance: A team of people sitting at a table, looking up to their team leader.

Financial protection should a Director or Officer of a business be accused of wrongful acts.

As a Director, Officer or Manager of a business, you can personally be held accountable for acts such as an employee dispute, wrongful trading, defamation, breach of trust, breach of duty, neglect, errors, and omissions. Therefore, it is essential to manage any potential threats with an effective insurance policy that ensures the individual is fully protected.

We understand the challenges business owners face and can help to source suitable cover to help mitigate these risks. At Daines Kapp, we will carry out a thorough risk assessment and site visit that determines the risks you face to enable us to provide a comprehensive policy.

Management Liability:

Offering financial protection to those in senior positions.

Those in managerial and senior roles are often held accountable and liable to an array of allegations. We can provide products that ensure financial protection should you be accused.

Directors' and Officers' Liability
Financial protection for the individual should they be accused of wrongful acts such as an employee dispute, wrongful trading, defamation, breach of trust, breach of duty, neglect, errors, and omissions.

Corporate Legal Liability
Protecting the policyholder against the cost of claims suffered by the company as whole as a result of actions brought against the company including health and safety, taxation, employee dishonesty and more.

Entity Employment Practices Liability
Covering accusations of wrongful acts that have arisen from the employment process, such as wrongful termination, discrimination, sexual harassment and so forth.


Directors' and Officers' News Articles:

Notification of Claims and Circumstances under Professional Indemnity and Directors’ and Officers’ Insurance Policies

When it comes to Professional Indemnity and Directors’ and Officers’ insurance policies, the process of notifying claims or circumstances which may lead to a future claim is a notoriously difficult area to navigate.


New Data Protection Regulation

A new data privacy law, the General Data Protection Regulation (GDPR), comes into force in May 2018, overhauling current data protection legislation.


Protecting your business against cyber-attacks

In May 2017, “WannaCry” ransomware reportedly hit over 200,000 computers in 150 countries, affecting many NHS Trusts in the UK.